Service
When Will I See Results
Because there are so many moving parts throughout the credit repair process, most clients should typically begin to see results on or about the 45 day mark of the process. Most clients will typically see the best results within two to four months, depending upon their goals, and what their initial credit report looks like. Some client’s may actually see results within the first 30 – 45 days. It all depends upon your initial credit report as well as your willingness to cooperate and work with us throughout the process in order to achieve your goals.
Step One
You will need to provide us with your credit reports from all three major credit bureaus: Equifax, Transunion and Experian. Due to ease of use, as well as software compatibility and integration, we always highly recommend using Identity IQ to pull all three of your credit reports. They also offer many additional features should you decide to continue with their membership once your credit repair process has been completed.
Step Two
We’ll provide you with a deep credit analysis of your credit report high-lighting all inaccurate/unverifiable information. We then look at the various factors that are pulling your credit score down and provide you with actionable steps to get your scores back up. Lastly, we provide you with step by step guidance on how to rebuild and restore your credit… for the long term. We focus on fixing your credit from start to finish. Our goal is to help consumers repair, restore and rebuild their credit, for improved long-term financial health.
Step Three
We’ll challenge and dispute the questionable information that is reporting to your credit report directly with the: credit bureaus, collectors, and/or creditors as necessary. You’ll be able to track your credit repair progress using our online portal.
Step Four
Once we receive the revised credit reports from the furnishers, we’ll then analyze them for any updates and changes. If there are changes, we’ll update your file accordingly, and then move on to dispute the next batch of inaccurate and/or unverifiable items as necessary. If items come back “verified” with no change, we continue to follow up with the credit bureaus and/or furnishers for resolution on why the inaccurate information is still on the credit report.
Step Five
We will do our best to keep you well informed and to educate you on the credit restoration process, and to make sure that you fully understand how to keep and maintain a healthy credit profile for years to come. Please click on this Client Questionnaire link to answer a few short questions so we can help you reach your goals.